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IEMAS CO-OP LTD
Finance in Pietermaritzburg

www.iemas.co.za
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Remember you found this company at Infoisinfo 086143663?

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251 Fedsure Hse, 251 Church St. Pietermaritzburg. Kwazulu Natal. 3201
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What you should know about IEMAS CO-OP LTD

Finance Companies in Pietermaritzburg

Whether you want to improve your lifestyle or you have an expense to pay, Iemas has a variety of loan options to suit any need. The Purchase Card is the only card you need to pay for groceries, shoes, furniture, toys, books and so much more at over 7000 retail outlets. We offer short-term and life insurance options to ensure that you and your family can be at peace knowing that you are covered should anything unexpected happen. Using your skills to help me out of debt, you gave me the best service, keep up the good work and keep helping others like me. The Iemas Purchase Card is the only card you need to pay for groceries, fuel, tyres, shoes, furniture, toys, books and more. Your purchase card is the only card you need to pay for groceries, fuel, tyres, shoes, furniture, toys or books. Numerous local suppliers and filling stations also accept the Iemas card. Do you need a card for the rest of your family members as well? Additional cards are available for your spouse and children and a limit can be set for each of them. You can also apply for a budget facility at a low interest rate. Approval of applications is dependent on individual affordability assessments, credit screenings and the qualifying criteria pertaining to each product. We provide affordable and competitive financial solutions to our members across South Africa. As a caring partner, we advise and support our members to ensure that they receive products suited to their individual needs. We are not about making big profits for shareholders, but creating value for our members. This is what gives us our unique character and influences our core values. With a history spanning over more than 75 years, we have solid experience in financial services. Our vision is to become the most preferred Co-operative in South Africa that offers financial services. We provide a comprehensive range of financial products such as vehicle finance, mini and maxi loans, personal and emergency loans and pension-backed loans. We also offer a purchase card, short-term insurance and life insurance products. Our members receive an annual tax-free benefit allocation on the interest paid throughout the year, as well as on purchases made with the purchase card and cash-back benefit on short-term insurance premiums regardless of claims. Every year, a portion of Iemas’ profits is allocated to our members. This amount, known as the member benefit, varies from year-to-year because it depends on the profits that Iemas made during the year. The Board of directors proposes the percentages to be allocated for each product, and these are then approved by our members at the Annual General Meeting. The percentage benefit that is allocated to the member and the portion paid into a members’ reserve (savings) fund depends on the product portfolio that a member used and also on the type of product. Against the background of global economic uncertainty and increasing regulatory requirements, Iemas’ adept execution of its unique strategy and co-operative business model and an absolute focus on service delivery to its members, resulted in another positive financial year for the Co-operative. They are the lifeblood of the business and they also share in its prosperity. Therefore, we take great pride in the annual benefit pay-outs, as this provides Iemas with an opportunity to thank its members for their continued loyalty and business.
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